Insurance with NRIG

Cowaramup Agencies works with senior risk advisor David Beilken as part its alliance with NRI and the National Rural Insurance Group (NRIG).

David Beilken has vast experience in insurance as the WFI (Wesfarmers Federation Insurance) broker in Merredin for many years, although many will recognise him from the newsagency in Augusta which he owned and operated for 8 years.

David offers tailored insurance products to fit you, your business and your lifestyle. While the majority of the work he does is for farming, vineyard/winery and commercial concerns, he is very much involved in helping identify the best personal insurance packages for individuals and families.

He provides personalised, one-on-one service and really enjoys making claims easier for people to navigate. He can talk to you about peace of mind cover categories and getting the right cover for you.

David Beilken
NRIG Risk Advisor
p: 0438 386 390
e: david@nrig.com.au

Read more about the service below. It covers packages for Agriculture, Winery, Domestic, Retail, Skilled & Trade, Professionals and Commercial.

Agriculture

Practical no-nonsense insurance solutions for rural enterprises

• Responsive – You can reach me 24/7; I will be ready to respond
• Hassle-free – No-nonsense, tailored products; I take the hassle out of getting the right insurance
• Advice – You get informed; I take a holistic approach to providing sound, meaningful advice

When you put your heart and soul into agriculture, you want to make sure your risks are covered so you can sleep easy at night. Whether you’re a viticulturist, dairy farmer, grazier, aqua culturalist or small farmer, our no-nonsense, hassle-free insurance services get you the best advice and the right products when and where you need them, 24/7. I’ll come to you; I’ll meet you in your paddock if that’s what it takes. I’ll bring with me a friendly handshake and a promise to take the hassle out of getting the information and peace of mind you need.

Winery Insurance

A vineyard package with unique cover that suits your individual business needs:
Working closely with wineries and insurers, NRIG has created a new Premium Winery Package that covers your day-to-day requirements, as well as those times when your business is in special need.
NRIG have negotiated an exclusive policy open only to NRIG and its referral partners. This policy has been purposely built to suit the demands of the industry and includes extra covers to ensure it provides true premium coverage.
I know that all wineries have their own point of difference. NRIG has the experience in insurance within the alcohol industry to tailor our packages to suit your individual requirements.
We have the facilities in place to cover your property, business interruption, public & product liability and machinery breakdown risks to name a few. If you need protection against weather events like hail, fire or storms; wine leaks, wind drift or overspray or even special events such as weddings, festivals or functions, NRIG has access to some of the best and most comprehensive policies on the market.
If you have a boutique winery, export your wine, a restaurant on site or any other feature on your property that makes you unique, find out how NRIG’s Premium Winery Package can protect you.

Domestic

Delivering quality risk solutions and support for all domestic needs

• Tailored Solutions – You get a full range of quality insurance products tailored to your needs
• Your Advocate – I champion your needs for the best outcomes for you, not the Insurer
• Personal – When you speak to me you speak to real people, not machines

Our prompt no-jargon advice and in-house claims service will leave you and your family without a worry in the world. NRIG offers the peace of mind of a full range of quality, value-for-money insurance products ready to be customised to meet your exact needs for covering your home, car, travel, caravan, art, antiques, jewelery and more.

Retail

Best-priced insurance solutions for retailers, big and small

• Timely – I understand your time is precious and you need responses fast
• Quality Product – NRIG’s relative scale can deliver you good cover with proven Insurers
• Price – We appreciate that margins are important to you

Trust NRIG to understand the nature of your retail business and tailor a cost-competitive insurance product that fits perfectly. We can recommend risk cover that scales up or down to fit your business size and help out your cash flow with installment premiums. Whether you’re in wholesaling, hospitality, clubs, supermarkets, retail franchising or specialty retail, having insurance you can trust is a critical part of running your business. Talk to us about customising a peace of mind insurance product to fit your exact needs from stock loss to fire and accidental damage, through to theft, legal liability and more.

Skilled &  Trade

Peace of mind for skilled and trades
What we deliver to you:

• Relationships – You can reach us 24/7; we are there for you, ready to respond
• Service – You get what you need hassle-free; we get the job done for you
• Tailored Solutions – You get insurance tailored to your trade; we simplify and demystify the options

We’re there with you when you need us, at a time that suits your schedule, and we’re ready to work with you as your business grows and evolves. Insurance peace of mind tailored to people who earn a living hands-on: from traditional trades such as builders, plumbers & electricians, extended to include engineers, machinery &plant operators etc., as well as retail trades such as hairdressers and those in the beauty and leisure sectors. We build relationships with you that are personable, available, responsive and hassle free.

Professionals

Quality insurance advice for professionals and consultants
What we deliver to you:

• Advice – You get informed, meaningful advice; we maintain expertise in your industry sector
• Service – Confidence in professional, tailored services; we make the time to talk and consult with you
• Relationships – Trust in the relationship; we get to know you and your practice

Comprehensive, meaningful advice plus professional service delivery: it’s what you give your own clients and we wouldn’t offer you anything less when it comes to your insurance needs. Whether you’re a doctor, lawyer, accountant or real estate agent, as a professional, you value communication and relationships. That’s our focus – giving you the right insurance advice for your practice, talking you through options and delivering on what we promise.

Commercial

Specialised insurance services for complex commercial needs

• Relationships – Trust in the relationship; I maintain expertise and diligently stick to process
• Service – Face to face service; I come to you and deliver what we promise

Complex commercial programs need specialist know-how to make sure adequate insurance protection is in place. When the risks are significant, so are the solutions. Think: disaster recovery plans, property valuations, business interruption reviews, OH&S audits and corporate superannuation advice. It’s when we really step up with face-to-face service delivery, in-depth research of you and your business, and a holistic approach that takes care of the big picture and the smallest details. This specialised service requires a high level of expertise, service delivery and risk